Archive for May, 2010
2 Types of Mortgage Insurance – Very Different Applications
May 31st, 2010
MortgagesInVancouver.com Hi everyone. How are you? It’s Leah Coss with The Mortgage Centre and I wanted to come out on this fabulously rainy day here to chat with you about mortgage insurance. And I wanted to just quickly describe the two different types. If you want more depths on each one, go to my blog, MortgagesInVancouver.com or LeahCoss.ca and that’ll go the specifics of both insurances. But I wanted to make sure that you understand there’s two types of insurance out there that is mortgage insurance. One of them is a type of mortgage insurance that you need before you get the home and in order to qualify to even get the home and to get the mortgage. The other mortgage insurance is where you get afterwards. Once you have the home, once you have the mortgage and it’s something that’s the typical mortgage which ensures you in case something happens. The first mortgage insurance is something that ensures the banks. So I’ll just quickly describe each one and like I said, if you want more, in depth information, just go to my blog. You’ll find a video on each one. But the first one is CMHC insurance which is what a lot of people will call it. But there’s also Genworth insurance as well as AIG insurance. This insurance is meant to protect the banks and your lender, not you. So it’s very important that you understand that. There’s my doggie in the background. So with the mortgage insurance, this is something that some lenders are called bulk insurers. That means that no …
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As a homeowner, should I sell the house of rent it out?
May 31st, 2010
I live in zip code 95132. Rents might go to $2000 for a 1790 sq.ft., 4/2 house. My property, unmodernized, built in 1965, might sell for $125,000 less than last year (now <$600,000) I have an interest only mortgage at 6.375% on $160,000 plus T&I. Mortgage payment is 90% of income from SS which is only $1350; I am a senior. I am also in earthquake prone area on the Hayward fault. No insurance for that.
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Pre-Existing Conditions
May 31st, 2010
In general, the term pre-existing condition refers to a health condition that was diagnosed or treated before you enrolled in or purchased a health insurance plan. An exclusion period or pre-x wait period is the length of time that claims will not be covered for that health condition under your new plan. Visit BlueKC.com for more information.
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Life Insurance 101: Term Insurance vs. Whole Life Insurance
May 31st, 2010
Life Insurance 101. Learn about the basics of Life Insurance: Is it for me? How Much, What Kind, and what to avoid…Insurance (Whole Life vs. Term Insurance) Life Insurance Term Whole Life Cash Value Quotes AIG Farmers types Companies aarp Cost Term vs. Whole Life Rates Reviews Education Tips Basics Personal Finance 101 How Much Term Life Insurance Books Life Insurance Calculator Life Insurance Retirement Premiums $1000000 life insurance Beneficiary Tax Deferred Life Insurance Versus Borrow Guaranteed Life Insurance Universal Life Insurance Variable Universal Life Insurance Accidental Death Insurance Online Instant Zander Colonial State Farm Cost Rates Premiums Top Life Insurance Companies Top 10 Rated Progressive Allstate Geico Compare Business Consulting Money Personal Finance 101: Life Insurance Tips and Basics
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why do we keep living there???
May 31st, 2010
why do people continue to live in floodplain or earthquake prone areas and after natural disasters we get stuck paying either through taxes or insurance rates to rebuild these areas that should not be lived in because they will just get destroyed again. is this a run on sentence?
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Ottawa to ban online insurance pitch
May 31st, 2010
Ottawa to ban online insurance pitch
Ottawa is drafting legislation to stop Canadian banks from using their websites to promote insurance that can’t be sold through their regular branch offices.
Read more on Red Deer Advocate
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Does travel insurance cover changing a flight because of a death in the family?
May 31st, 2010
My nan has terminal cancer and the doctors say she only has a month at the most left. I go on holiday in 5 weeks time and if she passes away i want to attend the funeral which may cut a few days into my holiday. Do you know if my travel insurance would enable me to change my flight for a few days later so i won’t miss the funeral.
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Do different title companies have different rates for title insurance for the same house?
May 31st, 2010
I have 2 Good faith estimates, one has title insurance at 1000, the other at 570.
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Peggy Rometo’s Star Signs, Week of May 31, 2010
May 31st, 2010
Peggy Rometo’s Star Signs, Week of May 31, 2010
Your weekly Star Signs from wOw’s Intuitive Star Signs | Today 12:00 am Your weekly Star Signs from wOw’s Intuitive … Gemini (May 21- June 20) Finance: You’re on solid ground this week as things begin to come together in a positive way. You may find yourself dealing with trusts, insurance, asset protection or other common financial instruments. You begin to see your discretionary income start to …
Read more on wowOwow
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US Paying for Haitian Healthcare?
May 31st, 2010
Why is Republican governor Charlie Crist insisting that the US government pay for Haitian earthquake victims to to be medically airlifted to top notch US hospitals in Florida? There are millions of American citizens with no health insurance who are not offered the luxury of a doctor when they are injured.