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How much does Home Owners Insurance cover when there has been a theft of property?

Question by Brett J: How much does Home Owners Insurance cover when there has been a theft of property?
My house was broken into and a lot of stuff was stolen. I have home owners insurance, but I was wondering if these companies are good at refunding what you lost or if they undervalue a lot. It was mostly electronics and guns that were stolen. I have some receipts, some were gifts, and some were old and I have since lost the reciept. What is their process and do they typically resolve these issues amicably?

Best answer:

Answer by src50
Consult your policy for coverage and limits.

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