In New York State do you have to have vehicle insurance while driving a rented truck?
January 27th, 2012
Question by connected95: In New York State do you have to have vehicle insurance while driving a rented truck?
OK ill explain this as simple as possible. I rented a truck from a truck rental place and opted out of the insurance. I have vehicle insurance and so does anyone else who was going to be driving the truck. One of my friends was driving the truck and caused damage to the truck. He was not on the rental contract to be driving the truck. He does have his own vehicle insurance. My question is will his insurance company cover the damages? I was under the impression that in NYS, no matter whether or not you should be driving the rental truck your insurance will cover you. Thanks ahead of time.
Best answer:
Answer by HEATHER
It depends on what your friend’s specific policy says regarding the matter. My guess is he will NOT be covered if he was not listed as a driver on the contract.
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