Posts Tagged ‘Coverage’
How The ACA Would Have Cut 2001-08 Out-Of-Pocket Spending Under Individual Coverage
May 23rd, 2012
Currently, individual health insurance typically has less generous benefits than employment-related insurance. However, under the Affordable Care Act, individual insurance will probably become more generous and more like employment-related insurance. For a Health Affairs May 16 Web First study, Steven Hill of the Agency for Healthcare Research and Quality compared out-of-pocket spending on health care [...] (Source: Health Affairs Blog)
MedWorm Message: Please support the Doctors In Chains campaign for the medics tortured and sentenced for up to 15 years in Bahrain. #FreeDoctors
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Thorough Investigation, Coverage Questions Defeat Bad Faith Claim, Judge Rules
May 22nd, 2012
SAN FRANCISCO – Although a California federal judge on March 13 held that a woman seeking long-term disability (LTD) benefits was not collaterally estopped from litigating contract claims against her insurer, the judge granted summary judgment to the insurer on her bad faith and intentional infliction of emotional distress claims against it (Wendy Collier v. Reliastar Life Insurance Co., No. 3:11-cv-01760, N.D. Calif.; 2012 U.S. Dist. LEXIS 33577). (Source: LexisNexis® Mealey’s™ Disability Insurance Legal News)
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Tags: Claim, Coverage, defeat, Faith, investigation, Judge, Questions, Rules, thorough | 
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Don’t all auto insurances require photos as a prerequisite of full coverage?
May 20th, 2012
Question by ♫ Sophia V: Don’t all auto insurances require photos as a prerequisite of full coverage?
I just acquired full coverage insurance through Infinity RSVP for my 3 cars (2001 Ford Expedition, 2005 Chevy AstroVan, and 2006 GMC Sierra). At no point did they ask for photos of the cars, so I just called them and they said it was not required. My concern is that somehow this could be a problem if I ever need to file a claim.
Why would an insurance not want photos of a cars’ condition before approving coverage?
Best answer:
Answer by StephenWeinstein
No, not all insurance requires photos. This is not a problem if you need to file a claim. On the other hand, pressuring them to take photos after you are told that there is no need could make them suspicious that you are already planning to file a claim and that would cause problems when you do.
Add your own answer in the comments!
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Patients Often Stop Taking Heart Drugs During Medicare Coverage Gaps
April 17th, 2012
DALLAS, April 17, 2012 (GLOBE NEWSWIRE) — Patients who paid for heart medications solely through Medicare were 57 percent more likely to not take them during coverage gaps compared to those who had a Part D low-income subsidy or additional insurance, according to research published in Circulation: Cardiovascular Quality and Outcomes, an American Heart Association journal. (Source: Medical News (via PRIMEZONE))
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Results Announced for Poll About Car Insurance Coverage
April 10th, 2012
Results Announced for Poll About Car Insurance Coverage
Results Announced for the Poll, "Do You Know What Your Car Insurance Covers You For?" on the Facebook® Platform for Online Insurance Marketplace (www.onlineinsurancemarketplace.com) Los Angeles, CA (PRWEB) April 09, 2012 Online Insurance Marketplace, …
Read more on San Francisco Chronicle (press release)
Mexican Insurance Store Provides New Travel Advice for Mexican Auto Insurance …
Mexican Insurance Store, one of today's leading online providers of Mexican auto insurance, recently stepped up its efforts to provide new, useful travel advice for people who are thinking about driving to Mexico. Although many people choose to fly …
Read more on PR Web (press release)
Time for car insurance checks on the young?
THE report on March 26 that Nottingham has the second-highest vehicle accident rate in the UK is worrying for all Nottingham residents concerned about the increase in insurance premiums and road safety. Peter Murphy, of the Nottingham Business School, …
Read more on This is Nottingham
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California Guaranteed Issue Health Insurance – Get Quote Today & Coverage Tomorrow
April 4th, 2012
Call 877-664-2446 today to get a quote on guaranteed issue health insurance. Quotes on Guaranteed Health Insurance available to all residents of California. Rock bottom rates on affordable quality health insurance.
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The Impact of Insurance Coverage in Diminishing Racial and Ethnic Disparities in Behavioral Health Services
March 31st, 2012
ConclusionsExpansion of insurance coverage might have different effects for racial/ethnic groups, requiring additional interventions to reduce disparities for all groups. (Source: Health Services Research)
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does car insurances check for continuous coverage for prior years?
March 28th, 2012
Question by Julia: does car insurances check for continuous coverage for prior years?
i signed up for a quote on car insurance and it asked me if i could demonstrate continuous insurance coverage for 3 years. i put yes but now think i havent. i purchased the quote. will they check? i dont want to tell them because my rate will go up. if they do check what could happen?
Best answer:
Answer by Jason S
Good morning! The company does have the right to require proof of prior coverage from you. If they do. and you can not provide it, your rate will go up. If they do not ask you may have gotten away with it. Generally speaking, you may not actually find you are without coverage, but if at any time the company finds out one way or another that you were without continuous coverage, they will increase your rates.
My opinion is that it would be better to tell your agent now and start paying a bit more per month, rather than have to pay a large chunk of money later when your premiums are increased all of a sudden.
Good luck to you!
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** Do not carry your state’s minimum Car Insurance Coverage **
March 22nd, 2012
Be careful if you are only carrying the MINIMUM Car Insurance Coverage allowed by your state. It could cost you in the end. Check this out! carinsuranceconcepts.com
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Supreme Court says insurance company can deny coverage for bat guano damage at …
March 6th, 2012
Supreme Court says insurance company can deny coverage for bat guano damage at …
Joel Hirschhorn has sued Auto-Owners Insurance after it denied a claim for the complete loss of Hirschhorn's vacation home in Oneida County. He contended it had become uninhabitable due to the accumulation of bat guano in the walls.
Read more on Milwaukee Journal Sentinel (blog)
Bill would change insurance rules for tornado victims
Richard has proposed legislation that would require insurance companies operating in Missouri to pay the insured value of a home's contents, rather than requiring a homeowner to itemize the value of lost items. “That's how it is now for a fire loss, …
Read more on Joplin Globe
HomeZada Transforms How People Manage Home Improvement Projects
SACRAMENTO, Calif., Mar 06, 2012 (BUSINESS WIRE) — HomeZada, the nation's only comprehensive online and mobile tool that helps homeowners manage all their important home information, announced a new home improvement projects module specifically …
Read more on MarketWatch (press release)
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