What is the difference between health insurance and travel insurance?
January 20th, 2012
Question by : What is the difference between health insurance and travel insurance?
I have a health insurance plan that covers me overseas in ANY country at ANY hotel. What would be the benefit of adding medical travel insurance, if any? I only found one link pertaining to this and it said travel insurance covers personal items and what not, but not any that I could afford.
Does anyone have any experience with this?
Best answer:
Answer by Insurance Pickle.com
If you live in the US, it would be VERY unlikely that your health insurance would cover overseas for anything other than an “emergency.” And, “emergency” is their definition and not yours.
Also “Travel Insurance” is used when you want to cover the cost of your trip should either the cruse line go out of business, a family member or traveling companion get sick, etc….so that you’re not out the money for the trip.
“Travel Medical Insurance” or “Travel Health Insurance” covers medical expenses overseas.
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